Tata ELSS - Tax Saver Fund
Tata Mutual FundEquity: ELSS (Tax Saver)Regular planIDCW payout
Overview
NAV
₹91.8410
Gain 0.40% 1-day changeData as of 16 Oct 2026
- 1 year
- Loss 8.9%
- 3 years
- Gain 4.2%
- 5 years
- Gain 3.0%
The principal will be at Very High risk
Data as of 16 Oct 2026Source: amfiHow we calculatePast performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Trailing returns
Periods under 1 year show absolute return. 1 year and longer show CAGR (annualised).
| Period | This fund | Nifty 500 | Category average |
|---|---|---|---|
| 1 month | Loss 2.99% | Loss 1.14% | Loss 1.03% |
| 3 months | Loss 3.38% | Loss 3.90% | Loss 3.03% |
| 6 months | Gain 0.08% | Loss 1.10% | Gain 0.05% |
| 1 year | Loss 8.86% | Loss 4.70% | Loss 4.37% |
| 3 years | Gain 4.15% | Gain 9.36% | Gain 9.38% |
| 5 years | Gain 2.97% | Gain 7.90% | Gain 8.24% |
| 7 years | Gain 6.72% | Gain 14.00% | Gain 14.26% |
| 10 years | Gain 2.69% | — | Gain 12.51% |
| Since launch | Gain 3.86% | Gain 14.28% | Gain 12.05% |
SIP returns (XIRR)
XIRR of a monthly SIP over each period, valued at the latest NAV.
| Period | This fund | Nifty 500 | Category average |
|---|---|---|---|
| 1 year | Loss 8.90% | Loss 5.39% | Loss 3.47% |
| 3 years | Loss 2.34% | Gain 1.97% | Gain 1.90% |
| 5 years | Gain 2.82% | Gain 7.93% | Gain 8.29% |
| 10 years | Gain 4.60% | — | Gain 12.68% |
Calendar-year returns
Show as table
| Year | This fund | Nifty 500 |
|---|---|---|
| 2026 (year to date) | ▼ −11.20% | ▼ −6.02% |
| 2025 | ▲ +0.83% | ▲ +7.67% |
| 2024 | ▲ +14.60% | ▲ +15.64% |
| 2023 | ▲ +18.81% | ▲ +26.54% |
| 2022 | ▼ −1.97% | ▲ +3.79% |
| 2021 | ▲ +20.49% | ▲ +30.63% |
| 2020 | ▲ +2.65% | ▲ +17.24% |
| 2019 | ▼ −3.15% | — |
| 2018 | ▼ −20.86% | — |
| 2017 | ▲ +27.86% | — |
Benchmark figures use an index fund's NAV as a stand-in for the index, so they are slightly lower than the official total return index.
Past performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Rolling returns
Returns over every possible holding period since launch show the range of outcomes an investor could have had, not just one start date.
| Holding period | 1Y | 3Y | 5Y |
|---|---|---|---|
| Lowest | −58.99% | −16.47% | −11.61% |
| Median | 4.11% | 5.63% | 6.16% |
| Average | 6.96% | 5.27% | 4.95% |
| Highest | 84.17% | 21.51% | 18.90% |
| Periods with a loss | 39.2% | 28.0% | 22.6% |
| Periods above 8% | 40.3% | 39.0% | 34.8% |
| Periods above 10% | 35.7% | 30.8% | 22.5% |
| Periods above 12% | 31.2% | 21.9% | 7.8% |
| Number of periods | 4807 | 4318 | 3825 |
Distribution and comparison with the benchmark
Calculating…
Past performance may or may not be sustained in future. Returns shown are not an indication of future returns.
Risk measures (3 years)
Calculated on daily NAVs over the last 3 years. Tap ? for a plain-language explanation.
- Standard deviation
Standard deviation
How much the fund's returns swing around their average, per year. A higher number means a bumpier ride.
- 16.44%
- Sharpe ratio
Sharpe ratio
Return earned above a treasury-bill rate for each unit of ups and downs. Higher means more return for the risk taken.
- -0.00
- Sortino ratio
Sortino ratio
Like the Sharpe ratio, but it counts only the falls, not the rises. Higher is better.
- -0.00
- Beta
Beta
How much the fund tends to move when its benchmark moves. 1 means the same as the benchmark; below 1 means it moved less.
- 1.04
- Alpha
Alpha
Return per year above what the fund's beta would predict from the benchmark. Positive means the fund added value.
- ▼ −4.87%
- Maximum drawdown
Maximum drawdown
The deepest fall from a peak to a later low. It shows the worst loss an investor would have seen on paper.
- ▼ −24.50%
- Up-market capture
Up-market capture
How much of the benchmark's gains the fund caught in rising months. Above 100% means it rose more.
- 93.4%
- Down-market capture
Down-market capture
How much of the benchmark's losses the fund took in falling months. Below 100% means it fell less.
- 120.5%
Beta, alpha and capture ratios are measured against Nifty 500.
Fund facts
- Fund size (AUM)
- ₹4,410 Cr
- Expense ratio (TER)
- 1.93%
- Exit load
- Not available
- Minimum SIP
- Not available
- Minimum lumpsum
- ₹500
- Launch date
- 31 Mar 1996
- Fund managers
- Not available
- Benchmark index
- Nifty 500
- Category
- Equity: ELSS (Tax Saver)
- Fund house
- Tata Mutual Fund
- Scheme type
- Open Ended
- AMFI scheme code
- 100474
- ISIN
- INF277K01I60
Portfolio holdings
| Holding | Sector | Weight |
|---|---|---|
| BHARTI AIRTEL LTDTelecom - Services | Telecom - Services | 5.66% |
| HDFC BANK LTDBanks | Banks | 5.14% |
| ICICI BANK LTDBanks | Banks | 4.89% |
| STATE BANK OF INDIABanks | Banks | 4.42% |
| RELIANCE INDUSTRIES LTDPetroleum Products | Petroleum Products | 3.62% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LTDAuto Components | Auto Components | 3.32% |
| LARSEN & TOUBRO LTDConstruction | Construction | 2.99% |
| PRICOL LTDAuto Components | Auto Components | 2.84% |
| MOTILAL OSWAL FINANCIAL SERVICE LTDCapital Markets | Capital Markets | 2.76% |
| NTPC LTDPower | Power | 2.52% |
| CUMMINS INDIA LTDIndustrial Products | Industrial Products | 2.47% |
| SPR AUTO TECHNOLOGIES LTDAuto Components | Auto Components | 2.31% |
| CITY UNION BANK LTDBanks | Banks | 2.25% |
| PB FINTECH LTDFinancial Technology (Fintech) | Financial Technology (Fintech) | 2.13% |
| CASH / NET CURRENT ASSET | — | 2.10% |
Portfolio as of 30 Sept 2026 · top 15 of 64 holdings, 49.4% of the portfolio
Try this fund in our tools
See how a SIP, a lumpsum or withdrawals in this fund would have done, using its real NAV history.
Data sources
| Data | Source | As of |
|---|---|---|
| Latest NAV | amfi | 16 Oct 2026 |
| NAV history | captnemo | 16 Oct 2026 |
| Expense ratio | amfi | 18 Oct 2026 |
| Fund size | amfi | 15 Oct 2026 |
| Riskometer | amfi | 15 Oct 2026 |
| Scheme details | amfi | 16 Oct 2026 |
| Holdings | amc:tata | 30 Sept 2026 |
| Benchmark | proxy:147625 | 16 Oct 2026 |
| minLumpsum | amfi | 16 Oct 2026 |
| launch | amfi | 16 Oct 2026 |
Benchmark figures use an index fund's NAV as a stand-in for the index, so they are slightly lower than the official total return index. NAV of Motilal Oswal Nifty 500 Index Fund - Direct Plan used as a proxy for the Nifty 500 index (total return, net of the fund's expense ratio). Not the official TRI.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.